Take Heart
Life Insurance Is an Act of Love
Life insurance is really about life. It benefits the loved ones you leave behind. Should something happen to you, life insurance makes it possible for your loved ones to be financially protected for years to come. Life insurance can make a difference by bringing security and peace of mind.
Take Care
Whether it’s a spouse, children, aging parents, family members or friends, you can take care of them even when you are not around. They continue to benefit from your love through the life insurance policy you left behind. You can also provide a lasting legacy for your favorite charitable organizations. Whether you’re in your 20s, 30s or beyond, taking care of those important to you is vital.
Take Stock
Taking stock of the big picture can be very illuminating.
Assess your entire financial standing—your current assets, liabilities, anticipated future earnings over your lifetime, and weigh them against your obligations—that is, those who depend on you for financial support or assistance.
How can you determine the right amount of life insurance to purchase? Figuring out how much life insurance you need for your unique situation is actually easy. Complete our life calculator to get a ballpark idea.
The calculator includes funeral costs (which average $7,000-$12,000), your current and future income; student loans; home mortgage; cost of funding kids’ college, family expenses; and legacy gifts.
Our representatives can help you further refine and tailor a plan just for you. Getting a quote is absolutely free.
Life Insurance Is a Promise
In exchange for the premiums you pay, your beneficiaries receive a payout in the event of your death. That’s why it’s important to purchase a policy from an insurance company like 1891 Financial Life known for its financial strength. You can be confident we will be there when your family needs us.
The AHA moment here: It’s easy to get covered and it is surprisingly affordable. That makes it a smart buy.