Planning for financial stability is a cornerstone of long-term success, and annuities offer a unique way to achieve this goal. These financial products provide guaranteed income during retirement, making them […]

America Saves Week serves as a nationwide initiative to encourage Americans to prioritize financial health. The 2025 theme, “Saving for Your Past, Present, and Future,” emphasizes the importance of balancing […]

Building a purposeful and value-driven legacy involves planning ahead and being willing to explore your legacy-building options, one of which is annuities. Annuities enable you to grow your assets on […]

Introducing the Wealth Advantage 7, a Fixed Indexed Annuity1,2 designed to offer a balance of safety and growth. Whether you’re planning for retirement, securing your family’s future, or strengthening your […]

Women are expected to control $30 trillion in financial assets by 2030. That is a big number by any measure. The conundrum? They continue to face unique financial challenges during […]

Annuity sales reached an extraordinary $432.4 billion in 2024, reflecting a 12% increase from the previous year and solidifying three consecutive years of record-breaking growth. This remarkable rise highlights how […]

Many people question whether annuities can be part of their retirement strategy. Annuities, after all, seem quite appealing because they come with numerous tax advantages. The fewer taxes you pay, […]

In many ways, planning for retirement feels as meaningful as the achievement itself. There are several excellent ways to maximize your retirement savings, and fixed index annuities (FIAs) are one […]

Retirement is a milestone that many Americans approach with a mix of excitement and trepidation. According to Gallup, 42% of non-retired U.S. adults are very worried about not having enough […]

When planning for retirement, many overlook nontax qualified annuities, focusing only on their more familiar counterparts — tax-qualified annuities. Nontax qualified annuities offer a unique way to grow your retirement […]

Growing your wealth efficiently often hinges on strategies that preserve as much of your investment gains as possible. Tax-deferred accumulation is a powerful tool in this regard, allowing your investments […]

June marks Annuity Awareness Month, so it’s a perfect time to consider how these financial products fit into your retirement strategies. Annuities offer a reliable stream of income during your […]

If you’ve recently maxed out your 401(k) contributions, what’s next in safeguarding your future financially? The 2024 contribution limit for a 401(k) is $23,000 and $30,500 if you’re 50 or […]

April marks the observance of Financial Literacy Month, an initiative aimed at promoting the importance of financial education and empowering individuals to make informed decisions about their money. As you […]

If you’re preparing to file your 2023 tax return and expecting a tax bill, you may still be able to lower it — or even claim a refund. If you […]

Retirement planning can often stir up a whirlwind of emotions, involving tough choices and facing the reality of aging. Inevitably, many find themselves avoiding it altogether, opting to bury their […]

As we bid farewell to 2023 and welcome the promises of a new year, we at 1891 Financial Life are filled with gratitude and excitement as we reflect on the […]

Retirement might seem like a distant goal, but it’s never too early to begin planning for your golden years. Smart decisions now can help you build a secure financial future […]