DISCLOSURE
Subject to change. Products/features may not be available in all states.
121-JVT26 Plan Series.
2Consult your tax advisor regarding your individual situation.
Give the Gift of Love: Make Sure Your Whole Family Is Protected
Whether it’s your children, grandchildren, or godchildren, give the gift of Life insurance with Juvenile Term Life. Show your loved ones you are looking out for their future while at the same time give them the gift of membership in 1891 Financial Life, teaching them to look out for their community by supporting them through the social, educational, and volunteer programs we help fund.
It’s not just Life insurance, it’s a legacy. The legacy of a company that has been looking out for their members for more than 130 years.
Product Specs
Check out a brief overview of our Juvenile Term Life1 product.
- Available for ages from 0 – 18
- Face amounts available: $18,910 and $50,000
- Choose how you want to pay for the plan: Single lump sum or annually
- Convertible to a Whole Life insurance policy at any time without underwriting prior to age 26
- Guaranteed death benefit is payable to beneficiaries tax-free2
- As a member of 1891 Financial Life, the child will also be eligible for the Grant and Scholarship Programs along with all the other available Member Benefits we offer
FAQs
What is Term Life insurance?
Term Life insurance is typically the least expensive life product you can obtain and a great value, allowing you to stretch your premium dollars to get a substantial death benefit. Coverage is for a fixed period of time—in this case, 10, 20, or 30 years—and pays a death benefit to your beneficiary should you die during the policy period. Term Life is often sought as an inexpensive way to settle major family expenses such as funeral costs, household bills, caring for a surviving spouse, childcare and college expenses, and mortgage debt.
It’s time. How do I make a death benefit claim?
When this happens, please call our Home Office at 1-800-344-6273 and ask for the Claims Department. Or if you prefer, you can complete and mail this form to the address provided.