Category Archives: Life Insurance

life insurance

Beyond Protection: Can Life Insurance Be a Wealth-Building Strategy?

Is it possible to use life insurance to build wealth? The answer is yes! Beyond its traditional role of providing payouts to your chosen beneficiaries, life insurance can be a […]

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life insurance

Empowering Legacies: Celebrating Women’s History Month With 1891 Financial Life’s Commitment to Family and Community

Women’s History Month was established in March 1987 to recognize and honor the contributions that women have made to society. Each year, the National Women’s History Alliance (NWHA) chooses a […]

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life insurance

Spring Into Action: Refreshing Your Financial Plan with Life Insurance

Spring offers a unique opportunity to reflect on your priorities and take meaningful steps toward renewal. Just as you might tidy up your home after winter, you should also revisit […]

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life insurance

Life Insurance With Health Conditions: Yes, You Can Still Qualify

Nearly half of all nonelderly Americans have a pre-existing condition. These conditions range from diabetes and asthma to heart disease and cancer, and they often create challenges when applying for […]

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life insurance

Life Insurance for the Work-Life Balance: A Millennial Strategy

Millennials aren’t just chasing careers — they’re chasing lives that feel meaningful, balanced, and secure. With one-third of them choosing their workplace based on its commitment to work-life balance, it’s […]

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life insurance

Acts of Kindness Through Life Insurance: Choosing Charitable Beneficiaries

Random Acts of Kindness Week (February 9 to 15, 2025) highlights the power of generosity, inspiring everything from paying for a stranger’s coffee to volunteering at food banks. But what […]

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love

Show Your Love This February: Why Life Insurance Means ‘I Love You’

With Valentine’s Day right around the corner, you may be contemplating what gifts you can purchase for your loved ones that will express your love and appreciation toward them and […]

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whole life insurance

More Than Just Final Expenses: Using Life Insurance for Education and Mortgage Relief

Think back to the first time you heard the term “life insurance.” What came to mind? Death benefit? Funeral and burial expenses? If this was your initial impression, you’re not […]

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life insurance

International Quality of Life Month: Empowering Women with Financial Wellness Through Life Insurance

January is International Quality of Life Month, and what better way to kick off the year than by focusing on what makes life truly meaningful? It’s a time to reflect […]

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life insurance

Life Insurance for Building Generational Wealth

Generational wealth can set up multiple generations of your family for success and allow them to carry on the legacy you’ve built. Giving future family members opportunities to grow and […]

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life insurance

The Millennial’s Guide to Debt Freedom With Life Insurance

Millennials carry an average debt of $125,047 — more than any other generation except Gen X. This staggering financial burden includes student loans, mortgages, credit card balances, and auto loans, […]

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life insurance

Beyond Death Benefits: How Living Benefits Can Transform Your Life Insurance

All too often, life insurance is associated with the death benefit that family members receive upon the passing of the policyholder. While it’s true that life insurance delivers financial security […]

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single premium whole life

Single Premium Whole Life: A Unique Solution

When using life insurance in your overall financial planning, the solution to meeting the needs of you and your family should be as individual and unique as your own personal […]

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face value life insurance

Determining the Face Value of Life Insurance

There is always a lot of discussion about what kind of life insurance is the best to own. There are many options to choose from: whole life, term, universal life, […]

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new year's

New Year’s Financial Resolutions: Starting With Life Insurance

With the holiday season upon us and the new year quickly approaching, you’ve likely been contemplating gifts you can buy for others and resolutions you can make for yourself. A […]

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life insurance

Reviewing Your Life Insurance Needs for 2025

You may have gotten your life insurance years ago, but as we approach 2025, reassessing your coverage becomes crucial. Life changes rapidly, and your insurance needs evolve with it. Whether […]

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juvenile life insurance

Juvenile Life Insurance: Why Start Young?

When it comes to ensuring their children’s financial security, parents and guardians can secure lasting benefits through juvenile life insurance. Starting coverage early provides a strategic way to protect a […]

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Christmas

Celebrating Christmas With a Financial Gift of Love

Christmas is a time when you can express your love and care through thoughtful gifts. While traditional presents bring joy, consider a gift that provides lasting security and peace of […]

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