Annuities: Key Terms Every Investor Should Understand
December 30, 2023
Retirement might seem like a distant goal, but it’s never too early to begin planning for your golden years. Smart decisions now can help you build a secure financial future […]
1891 Life Lines
Our blog, 1891 Life Lines, lets you stay up on product news, helpful information and all the good that’s going on at 1891 Financial Life. And remember, your membership helps make it all happen.
Wishing You a Happy 2024, Holiday Hours
December 29, 2023
Happy 2024! All of us at 1891 Financial Life wish you a happy and healthy New Year. Our office will be closed: Monday, January 1 May this new year be […]
Why Most American Adults Lack Adequate Life Insurance
December 27, 2023
Life insurance is a crucial part of thoughtful financial planning. It offers financial support for your end-of-life expenses, helps settle debts, and ensures your family’s well-being. However, a significant number […]
Unlocking Financial Security: The Power of Living Benefits Riders
December 20, 2023
Life insurance offers a financial safety net for loved ones, helping to provide for your family even after you’re gone. Yet, the power of life insurance extends beyond the final […]
Amplify Charitable Giving
December 15, 2023
Let’s Give Together! Do you want to set aside money for a favorite charity? Check out our Charitable Rider. With the Charitable Rider you can have a percentage of the […]
Giving Back in 2024
December 7, 2023
When you hear the word “philanthropy,” you may think of wealthy individuals giving millions to a cause. However, anyone can be a philanthropist by giving to a charitable organization, even […]
Motherhood and Financial Security: The Role of Life Insurance
December 6, 2023
As a mom, you juggle a lot — ensuring your children have a roof over their heads, food on the table, school supplies, and plenty of TLC. It’s a tough […]
How to Choose a Financial Power of Attorney
December 5, 2023
When a loved one becomes too ill or incapacitated to make decisions, many tough decisions typically fall to the family. There is never a good time to make these decisions, […]
Life Insurance 101: A Glossary of Terms
November 22, 2023
Most people know they need life insurance, but some put off shopping for a policy because they feel overwhelmed by insurance jargon. Learning what insurance terminology means can make you […]
Holiday Schedule
November 22, 2023
Every Day is a Good Day to be Kind and Thankful. Happy Thanksgiving! This week will kick off the start of the holidays. We wish you a season of blessings […]
Understanding Whole Life Insurance
November 20, 2023
One fundamental aspect of financial planning is understanding the nuances of life insurance policies. Whereas term life insurance provides coverage over a specific period, whole life insurance is a permanent […]
Life in Transition: When to Review Your Life Insurance Policy
November 15, 2023
As you navigate the different phases of your life, your priorities shift, responsibilities evolve, and dreams transform. Given the dynamic nature of life, your life insurance policy should be equally […]
Benefits & Considerations of Borrowing Against Your Whole Life Insurance Policy
November 13, 2023
Life insurance provides a valuable sense of security and peace of mind for policyholders and their families. One facet that you should understand is the ability to borrow against your […]
Securing the Future: How to Designate a Charity as Your Life Insurance Beneficiary
November 8, 2023
Selecting a beneficiary for a life insurance policy is a vital decision that reflects an individual’s desire to plan for the financial well-being of their loved ones or the causes […]
Does Life Insurance Include Money for Funeral Expenses?
November 6, 2023
The emotional toll of losing a loved one is often overwhelming for those left behind. Factor in funeral expenses and the burdens can quickly escalate for grieving families. Amid these […]
The Affordable Gift of Life Insurance
November 3, 2023
When we think of presents during Christmas-time we usually think of toys, books, or cash for the children in our family. However, one of the best gifts that we can give […]
What Is the Role of Life Insurance in Estate Planning?
October 30, 2023
An estate plan aims to organize, manage, and distribute your assets according to your wishes. You can also use the planning process to minimize the financial burden on your loved […]
Do I Need Life Insurance If I Have a 401(k)?
October 30, 2023
In the realm of long-term financial planning, individuals often face the question: “Do I Need Life Insurance If I Have a 401(k)?” Contrary to common misconceptions, the answer lies not […]