1891 Life Lines

Our blog, 1891 Life Lines, lets you stay up on product news, helpful information and all the good that’s going on at 1891 Financial Life. And remember, your membership helps make it all happen.

annuities

Tax-Smart Annuities: Enhancing Your Retirement Strategy

January 23, 2025

Many people question whether annuities can be part of their retirement strategy. Annuities, after all, seem quite appealing because they come with numerous tax advantages. The fewer taxes you pay, […]

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life insurance

International Quality of Life Month: Empowering Women with Financial Wellness Through Life Insurance

January 21, 2025

January is International Quality of Life Month, and what better way to kick off the year than by focusing on what makes life truly meaningful? It’s a time to reflect […]

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life insurance

Life Insurance for Building Generational Wealth

January 16, 2025

Generational wealth can set up multiple generations of your family for success and allow them to carry on the legacy you’ve built. Giving future family members opportunities to grow and […]

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life insurance

The Millennial’s Guide to Debt Freedom With Life Insurance

January 14, 2025

Millennials carry an average debt of $125,047 — more than any other generation except Gen X. This staggering financial burden includes student loans, mortgages, credit card balances, and auto loans, […]

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annuities

Strategic Financial Planning With Fixed Index Annuities

January 9, 2025

In many ways, planning for retirement feels as meaningful as the achievement itself. There are several excellent ways to maximize your retirement savings, and fixed index annuities (FIAs) are one […]

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life insurance

Beyond Death Benefits: How Living Benefits Can Transform Your Life Insurance

January 7, 2025

All too often, life insurance is associated with the death benefit that family members receive upon the passing of the policyholder. While it’s true that life insurance delivers financial security […]

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single premium whole life

Single Premium Whole Life: A Unique Solution

December 23, 2024

When using life insurance in your overall financial planning, the solution to meeting the needs of you and your family should be as individual and unique as your own personal […]

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annuities

Understanding Annuities as a Retirement Strategy

December 20, 2024

Retirement is a milestone that many Americans approach with a mix of excitement and trepidation. According to Gallup, 42% of non-retired U.S. adults are very worried about not having enough […]

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face value life insurance

Determining the Face Value of Life Insurance

December 19, 2024

There is always a lot of discussion about what kind of life insurance is the best to own. There are many options to choose from: whole life, term, universal life, […]

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new year's

New Year’s Financial Resolutions: Starting With Life Insurance

December 17, 2024

With the holiday season upon us and the new year quickly approaching, you’ve likely been contemplating gifts you can buy for others and resolutions you can make for yourself. A […]

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life insurance

Reviewing Your Life Insurance Needs for 2025

December 12, 2024

You may have gotten your life insurance years ago, but as we approach 2025, reassessing your coverage becomes crucial. Life changes rapidly, and your insurance needs evolve with it. Whether […]

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juvenile life insurance

Juvenile Life Insurance: Why Start Young?

December 10, 2024

When it comes to ensuring their children’s financial security, parents and guardians can secure lasting benefits through juvenile life insurance. Starting coverage early provides a strategic way to protect a […]

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Christmas

Celebrating Christmas With a Financial Gift of Love

December 4, 2024

Christmas is a time when you can express your love and care through thoughtful gifts. While traditional presents bring joy, consider a gift that provides lasting security and peace of […]

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national day of giving

How Giving Shapes Financial Lives on National Day of Giving

November 26, 2024

National Day of Giving, also known as Giving Tuesday, occurs every year following Black Friday and Cyber Monday. The day encourages people, who have most likely just finished shopping for […]

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nonqualified deferred annuity

Exploring Options for Nonqualified Deferred Annuities

November 21, 2024

A nonqualified deferred annuity (NDA) is a flexible type of retirement planning tool that enables you to grow your wealth through tax-deferred strategies. You purchase them with after-tax dollars, and […]

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millennials

Life Insurance and Financial Freedom: A Millennial’s Guide to Building Wealth

November 19, 2024

For millennials, financial freedom is often a priority — but navigating the tools to achieve it can feel daunting. While life insurance may seem like a far-off consideration, it’s actually […]

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life insurance

Planning for the Future: How Life Insurance Can Support Women in Retirement

November 14, 2024

Retirement planning is not just about savings — it’s about ensuring lifelong security, independence, and peace of mind. For many women, life insurance can be a powerful, versatile tool that […]

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juvenile life insurance

Planning for Your Child’s Future with Juvenile Life Insurance

November 12, 2024

Life insurance often brings to mind expenses related to the end of life, but juvenile life insurance offers benefits that reach much further. This type of insurance can help secure […]

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