1891 Life Lines

Our blog, 1891 Life Lines, lets you stay up on product news, helpful information and all the good that’s going on at 1891 Financial Life. And remember, your membership helps make it all happen.

annuities

Understanding Annuities as a Retirement Strategy

December 20, 2024

Retirement is a milestone that many Americans approach with a mix of excitement and trepidation. According to Gallup, 42% of non-retired U.S. adults are very worried about not having enough […]

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face value life insurance

Determining the Face Value of Life Insurance

December 19, 2024

There is always a lot of discussion about what kind of life insurance is the best to own. There are many options to choose from: whole life, term, universal life, […]

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new year's

New Year’s Financial Resolutions: Starting With Life Insurance

December 17, 2024

With the holiday season upon us and the new year quickly approaching, you’ve likely been contemplating gifts you can buy for others and resolutions you can make for yourself. A […]

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life insurance

Reviewing Your Life Insurance Needs for 2025

December 12, 2024

You may have gotten your life insurance years ago, but as we approach 2025, reassessing your coverage becomes crucial. Life changes rapidly, and your insurance needs evolve with it. Whether […]

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juvenile life insurance

Juvenile Life Insurance: Why Start Young?

December 10, 2024

When it comes to ensuring their children’s financial security, parents and guardians can secure lasting benefits through juvenile life insurance. Starting coverage early provides a strategic way to protect a […]

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Christmas

Celebrating Christmas With a Financial Gift of Love

December 4, 2024

Christmas is a time when you can express your love and care through thoughtful gifts. While traditional presents bring joy, consider a gift that provides lasting security and peace of […]

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national day of giving

How Giving Shapes Financial Lives on National Day of Giving

November 26, 2024

National Day of Giving, also known as Giving Tuesday, occurs every year following Black Friday and Cyber Monday. The day encourages people, who have most likely just finished shopping for […]

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nonqualified deferred annuity

Exploring Options for Nonqualified Deferred Annuities

November 21, 2024

A nonqualified deferred annuity (NDA) is a flexible type of retirement planning tool that enables you to grow your wealth through tax-deferred strategies. You purchase them with after-tax dollars, and […]

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millennials

Life Insurance and Financial Freedom: A Millennial’s Guide to Building Wealth

November 19, 2024

For millennials, financial freedom is often a priority — but navigating the tools to achieve it can feel daunting. While life insurance may seem like a far-off consideration, it’s actually […]

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life insurance

Planning for the Future: How Life Insurance Can Support Women in Retirement

November 14, 2024

Retirement planning is not just about savings — it’s about ensuring lifelong security, independence, and peace of mind. For many women, life insurance can be a powerful, versatile tool that […]

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juvenile life insurance

Planning for Your Child’s Future with Juvenile Life Insurance

November 12, 2024

Life insurance often brings to mind expenses related to the end of life, but juvenile life insurance offers benefits that reach much further. This type of insurance can help secure […]

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We Are Hiring – Business Development Manager

November 11, 2024

Are you ready to make a significant impact with one of Forbes’ 2023 World’s Best Life Insurance Companies? We’re seeking a Business Development Manager to help us grow and support […]

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life insurance

Year-End Financial Review: Life Insurance Benefits

November 7, 2024

The end of the year is often filled with “things to do,” including holiday events and gatherings, and there is a lot of focus on resolutions for the next year. […]

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life insurance

From Holiday Gifts to Lifelong Gifts: Integrating Life Insurance Into Your Seasonal Budget

November 5, 2024

There’s something special about the holiday season that goes far beyond receiving gifts. The true joy often comes from giving, especially when it’s a gift that has a lasting impact. […]

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life insurance

How To Qualify for Life Insurance: A Step-by-Step Guide

October 30, 2024

Securing life insurance is a step toward protecting your loved ones and planning for the unexpected. However, the process of qualifying can sometimes feel overwhelming if you’re unsure what to […]

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life insurance

Empowering Choices: Life Insurance Considerations During Breast Cancer Awareness Month

October 24, 2024

Did you know that nearly 13% of U.S. women will face a breast cancer diagnosis during their lifetimes? This alarming statistic highlights why Breast Cancer Awareness Month is so vital […]

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roth annuity

Retirement Planning: Understanding Roth Annuities

October 21, 2024

A Roth annuity can be a valuable addition to your retirement plan, offering unique benefits that set it apart from traditional annuities. Unlike other retirement vehicles, Roth annuities provide tax-free […]

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whole life insurance

Building a Secure Future: The Role of Whole Life Insurance in Financial Planning

October 17, 2024

Whole life insurance serves as a foundational element in any solid financial plan, as it offers more than just a death benefit. It combines lifelong coverage with cash value growth, […]

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